Plan Your Dream Home with Confidence
Estimate your house construction cost, plan your budget and understand where your money goes.
Calculate Construction Cost Explore Construction Guides
How it works
Enter your plan
Plot and built-up area, floors and finish level. Every assumption is editable.
See where the money goes
Low, typical and high scenarios with an itemised breakdown and contingency.
Print or save a report
Take assumptions, exclusions and review dates to your contractor and family.
What a house costs to build
Indicative totals including 10% contingency, for a single-floor build at each finish level. These come from the same engine as the calculator — change any assumption there and your own numbers replace these.
| Built-up area | Basic₹1,500/sq ft | Standard₹1,900/sq ft | Premium₹2,600/sq ft |
|---|---|---|---|
| 800 sq ft | ₹13.2 L | ₹16.7 L | ₹22.9 L |
| 1,000 sq ft | ₹16.5 L | ₹20.9 L | ₹28.6 L |
| 1,200 sq ft | ₹19.8 L | ₹25.1 L | ₹34.3 L |
| 1,500 sq ft | ₹24.8 L | ₹31.4 L | ₹42.9 L |
| 2,000 sq ft | ₹33.0 L | ₹41.8 L | ₹57.2 L |
Scroll the table sideways to see all three finish levels →
Estimate your own build Compare sizes in detail
Typical scenario only. Each size also carries a low and high scenario (-12% to +18%). Illustrative planning assumptions, not market rates or a quotation.
Planning tools
Construction cost calculator
Full estimate with a breakdown, scenarios and a print-ready report.
Budget planner
Split your total budget across structure, labour, finishing and contingency.
House size comparison
Indicative budgets for 800 to 2,000 sq ft at three finish levels.
Home loan EMI
Monthly instalment, total interest and total repayment.
Material cost calculator
Cement, steel, sand and aggregate quantities with your own prices.
Quotation comparison
Compare contractor quotes side by side and spot what is missing.
3D house preview
Rotate and explore 3D models of Basic, Standard and Premium homes.
By the numbers
Where every ₹100 of build cost goes
Structure and masonry together take about ₹45 of every ₹100 — which is why changes to the frame hurt a budget far more than changing a tile.
Materials for a 1,000 sq ft build
| Material | Indicative range |
|---|---|
| Cement | 365 – 450 bags (50 kg) |
| Steel (TMT) | 3,000 – 4,000 kg |
| Sand | 1,500 – 2,000 cu ft |
| Aggregate | 1,200 – 1,500 cu ft |
| Clay bricks | 20,000 – 22,000 nos |
Rule-of-thumb ranges for RCC framed construction. Your structural engineer's design and bill of quantities govern what you actually buy.
Walk around your future home
Explore interactive 3D models of a Basic, Standard and Premium house. Rotate, zoom and compare how finish level changes the look, then download the model file.
Illustrative models, not architectural designs.
The costs people forget
A construction rate per sq ft covers the building. It does not cover these — and together they are often where a budget quietly breaks.
- Land / plot cost, registration and stamp duty
- Architect, structural engineer and approval/sanction fees
- Compound wall, gate, landscaping and borewell / sump
- Modular kitchen, wardrobes, furniture and appliances
- Lifts, solar, home automation, HVAC / air-conditioning
- Utility connection charges (electricity, water, sewer)
- Soil-specific foundation upgrades, basements, rock excavation
- GST/taxes where not included in your contractor quote; loan interest during construction
Latest guides
House Construction Cost Per Square Foot in India
What 'cost per square foot' really includes, why quotes differ so much, and how to use a rate to build a realistic budget.
How to Prepare a House Construction Budget
A step-by-step method to set a total budget, split it across categories and keep a reserve, before you sign with a contractor.
Construction Budget Contingency Explained
What a contingency is, how much to hold back and how to spend it sensibly when building a house.
Common questions
How much does it cost to build a house in India per square foot?
This site starts from illustrative planning rates of ₹1,500 per sq ft for a basic finish, ₹1,900 for standard and ₹2,600 for premium, measured on built-up area and before contingency. Real rates move a lot with city, soil, design and material choices, so treat these as a starting point and replace them with quotes from your own area. Every rate on the site is editable.
What is built-up area, and how is it different from plot area?
Plot area is the size of your land. Built-up area is the total constructed area added up across every floor — so a 1,200 sq ft footprint built over two floors is 2,400 sq ft of built-up area. Construction cost follows built-up area, not plot area, which is why a small plot with three floors can cost more to build than a large plot with one.
How much contingency should I keep aside?
The calculators add 10% of the base cost by default. Contingency covers the things that are genuinely hard to predict at the planning stage — rock or soft soil at foundation level, design changes once walls go up, and material price movement over a build that often runs 12 to 18 months. It is a planning buffer, not a prediction of waste.
What are FAR and ground coverage, and why do the calculators check them?
FAR (floor-area ratio) is total built-up area divided by plot area; ground coverage is the ground-floor footprint as a percentage of the plot. The calculator warns you when a plan exceeds FAR 1.5 or 65% coverage, because a budget built on an unsanctionable plan is not a budget. Both defaults are placeholders — your sanctioned plan and local bylaws are what actually govern, and both fields are editable.
Is it cheaper per square foot to build up rather than out?
Slightly, in these assumptions. The per-sq-ft rate carries a factor of 0.97 for two floors and 0.95 for three or four, because foundation, site work and roofing are shared across more area. The total cost still rises with every floor you add — you are spreading fixed costs, not avoiding them — and staircases, a lift shaft or a stronger foundation can eat the saving.
What does the estimate not include?
Land and registration, professional and approval fees, compound wall and landscaping, modular kitchen and furniture, lifts and solar, utility connections, and taxes where your contractor has not already included them. These are often 15–30% of what people actually end up spending, which is why they are listed explicitly rather than buried.
How accurate is this estimate?
It is a planning estimate, not a quotation. Each result shows a low, typical and high scenario spanning -12% to +18% of the typical figure, which is roughly the spread you should expect before you have drawings and firm quotes. Use it to decide whether a plan is affordable at all; use a contractor's itemised quote against your architect's drawings to decide what to sign.